Top Credit Repair Companies in Austin
We understand having bad credit can be burdensome and for many people, this has become a huge issue. Sometimes circumstances lead even the best of us to have a less than desirable credit rating. Let’s face it, in today’s cashless society, where everyone uses credit cards and ATM cards, you are judged by your credit rating any time you want to purchase something.
When it comes to bad credit, there are three things that you can do:
- Wait for 7-8 years for the negative items to be erased from your credit report
- Pay twice or thrice of the usual interest rates for your necessities, like car, home, et al
- Dispute negative items in your credit report for substantially improved credit scores within a few months
We have identified the best credit repair companies in Austin to help you improve your credit. From coaching to education these companies can get you a fresh start to your future.
Luxury Credit LLC
7600 Chevy Chase Dr, Building 2 suite 300
Austin, TX 78752
The mission of Luxury Credit Repair is to give you our customers access to limitless opportunities along the way. To make that happen, our team takes time to understand your wants and needs. Then make it a priority to educate you every step of the way. Why? Because we want you to succeed with or without us. – luxurycreditllc.com
Texas Best Credit Repair
9300 S Interstate 35 Frontage Rd
Austin, TX 78748
We provide a 100 Point Guarantee Policy and 6 Month Free Guarantee Policy. We are the only Licensed and Bonded Credit Repair Company in Texas that dedicates our services to the Real Estate Industry. Attention: Please enroll via our website and a Certified Credit Expert will contact you. In-person Consultations are limited and by appointment only. Our consultative approach, finance knowledge, & credit repair expertise is superior to that of your typical credit repair company.-texasbestcreditrepair.com
White Jacobs & Associates
200 Chisholm Place, Ste. 250
Plano, Texas 75075
White Jacobs & Associates is an attorney-backed credit repair company that provides personalized plans for credit improvement. The company works with a variety of negative credit cases, including collections, bankruptcies, foreclosures, and delinquent student loans. The company’s credit repair program lasts a maximum of six months to ensure your credit disputes are resolved quickly and efficiently. – whitejacobs.com
The Phenix Group
7000 N Mopac Expy, Ste 200
Austin, TX 78731
The Phenix Group is a credit consulting firm that provides credit restoration services to clients by offering solutions to common debt-related events, including bankruptcy, collections, foreclosures, judgments, and student loan consolidation. – thephenixgroup.com
Austin Credit Group
Austin Credit Group provides clients with the tools needed to remove negative and inaccurate entries from their credit reports. The company’s fees are based on performance, so clients only pay for the items that are removed from their reports. In addition to credit dispute services, Austin Credit Group also provides credit counseling for long-term success. – austincreditgroup.com
Credit Rx America
100 Congress Ave, Ste 2000,
Austin, TX 78701
We believe that it is time that a Credit Repair company only get paid based on their results and are determined to make a positive difference in the lives of our clients by helping them improve their credit. We provide credit repair with no monthly fees! Pay for results, not promises. Nothing upfront, nothing monthly, Pay after results! – creditrxamerica.com
Elevate My Scores
106 E Sixth St, Ste 900
Austin, TX 78701
We have helped thousands of clients reach their dreams of homeownership, auto purchases, and other credit goals. We help 80% of our clients reach the dreams that follow the credit coaching plan we layout for them. If you truly want real credit restoration you will give us a call today for your free consultation. – elevatemyscores.com
Longhorn Credit Repair
13359 N. Hwy 183, STE 406-1010
Austin, Texas 78750
We have many years of experience in evaluating credit and guiding consumers to assert their legal rights. We do it every day! We guarantee honesty and dependability, virtues which most people seem to have forgotten. Credit repair firms cannot do anything that you couldn’t do yourself, but we can help you to achieve results in a fraction of the time without making costly errors. Give us a call or request a free consultation today! – longhorncredit.com
Credit Roadrunner Credit Repair
Credit Roadrunners mission is to help as many people as possible to improve their credit by, Fixing items that are derogatory, Removing items that are listed in error, Erasing items that should not be on a credit report, and Educating how to keep their credit in good standing. In that way helping people to be FREE from the downfalls of bad credit. Get a free consultation! Get a no-obligation free credit consultation now by one of Credit Roadrunner’s credit repair specialists and let us help you to the faster way to your financial freedom. – creditroadrunner.com
Rock Credit Repair
As a credit repair expert, we use many of the credit laws that protect the consumer to eliminate debt. We do this by challenging all three major credit agencies that report to your credit. We specialize in repairing credit, credit counseling, we directly dispute to all three credit bureaus, fight collections, and help relieve major debts that are not yours or simply challenging them. – rockcreditrepairs.com
How to Get a 700 Credit Score
1. Erase Negative Credit Items from your credit reports – repairing your credit begins with erasing damaging information such as charge offs, collections, repossessions, bankruptcy, or any information indicating a past delinquency. (by law, credit reporting agencies must delete items that are inaccurate, out of date, or unverifiable).
2. Establish Positive Tradelines with new or existing credit – Credit repair is not only about removing those items which are damaging your credit score. You must also establish good credit by paying your bills on time each month. If you do not have any existing credit – or all your loans have been charged off, then consider getting a new credit card and begin establishing new positive credit. This may seem obvious, but consider this recent quote made public by a major credit bureau: “Having an open major credit card tells lenders you are a responsible borrower.”
How Long Does Credit Repair Take?
Credit repair is not an overnight process. However, you can repair your credit reports relatively quickly by working efficiently. Efficient credit repair means you follow the proper avenues of dispute with the credit bureaus as well as work to build positive credit at the same time.
Making mistakes during credit repair will only delay the process and make it tougher should you enroll the services of a credit repair law firm in the future.
Sometimes credit repair should be trusted to professionals with legal experience. A law firm that limits its practice to credit report repair can (1) draft effective dispute letters (2) counsel you on the most effective credit score improvement techniques (3) erase negative credit items that are inaccurate, out of date, misleading, or unverifiable (4) execute “goodwill” negotiations for late accounts (5) file debt validation letters (6) take your case to court should your dispute require escalated intervention.
Will I Get Arrested for Repairing my Credit?
No. The credit bureaus would like you to believe that credit repair is somehow illegal. The reality is that credit repair is 100% legal. In fact, the Federal Government created laws specifically for the consumer which allow you to dispute credit report information that is inaccurate, out of date, misleading, or unverifiable.
Credit bureaus are very profitable private organizations who attempt to dissuade consumers from engaging in credit repair. This is because they lose profits when required to verify information. It cost them money, resources, and employee time whenever you challenge information on your credit report. However, it is much more costly to those with credit errors who do NOT perform credit repair.
Signs of Bad Credit
- No credit card in case of an emergency
- Rejected for a home loan and/or car loan
- Being unable to rent an apartment
- Denied a checking account
- Denied a business or personal loan
- Taking a bus to school or work
- Denied car insurance
Top 10 Best Credit Repair in Austin, TX
Reviews on Credit Repair in Austin, TX – Austin Credit Group (28 reviews), Texas Best Credit Repair (1 reviews), The Phenix Group (3 reviews), Credit Rx America (5 reviews), Elevate My Scores (5 reviews), Rock Credit Repair (3 reviews), Tricia Worley – CMG Financial (3 reviews), Credit Roadrunner Credit Repair (0 reviews)
11 Best Credit Repair in Austin, TX | ConsumerAffairs
Texas Best Credit Repair is a licensed and bonded company in Austin. The company employs FICO-certified credit counselors to work specifically with consumers who are building their credit for a…
Attorney-Based Credit Repair Austin, TX – Fix Your Credit Now
As a legally compliant Austin credit repair company, The Phenix Group strives to deliver timely and personalized solutions for those facing the harrowing challenge of having a poor credit score. We get to help our clients take important, life-changing steps to improve their credit score and achieve the goals they set out to fulfill.
Best 23 Credit Repair Service in Austin, TX with Reviews
Austin, TX 78738 From Business: CreditsPay provides a range of quality financial services to our clients and make sure we give them the best solution to every situation presented to us.
Credit Repair Austin TX
Most credit repair companies in Austin, TX simply focus on the negative items and this is not enough. The reason we have helped so many in Austin, TX over the years reach their dreams is our unique brand of credit coaching. We help 80% of our clients in Austin, TX reach their dreams that follow the credit coaching plan we lay out for them.
Credit Repair Austin – Best in TX |White Jacobs & Associates
WJA’s services are a great Austin credit repair alternative to the abundance of traditional companies that keep doing the same thing. They will treat you as just another one of their clients – to us, you are the client we need to help. Please, don’t take our word for it, though.
Credit Repair | Fort Hood, Killeen & Austin, TX
Turn to us for help with credit repair in Fort Hood, Killeen, Austin, TX and surrounding areas Bad credit can really make your life difficult. When you need credit repair, reach out to Master Credit Repair, LLC. We’ll guide you through the process of cleaning up your credit and improving your score.
Credit Repair Service Austin TX : Fix your Bad Credit Score
TCR – Credit Repair Austin, TX Information Average credit score in Austin is about 682 while national average is around 687. Austin has one of the lowest credit score in the whole Austin Metro area when compared with other cities like Southlake TX (761), Mercedes TX (601), Donna TX (606), Katy TX (699).
Hilltown Credit Repair | Austin, TX
Local Credit Repair For people in Austin as well as its surrounding area it has an easy and quick credit remedy through Hilltown Credit Repair. For those of you that have run into difficulty using their credit situation, our own professionals are available for a primary credit consultation complimentary.
ASAP Credit Repair
” The BEST and most affordable and reliable credit repair company! I have recommended my friends, family and clients here because of their incredible turn times and excellent customer service. Better credit in 60 Days or less.
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Credit Repair Service in Central Austin Austin, TX
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Professional Credit Related Services serving the Nation from Austin, Texas– Credit Improvement Repair & Monitoring, Debt Management, Personal & Business Funding
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Austin, Texas; Covenant Credit Repair. 5189 E I20 SR N Willow Park, Texas; Credit Engineers, Llc. 555 Round Rock West Round Rock, Texas; Credit Monkey – $99 Momthly – All 50 States. 8484 Wilshire Blvd Beverly Hills, California; Credit Repair. 101 W 5th St Austin, Texas; Credit Repair. 206 W Nash St Round Rock, Texas; Credit Repair. 101 W 5th St …
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Credit Repair Austin, TX. CALL: (855) 204-6517. We have helped over 11,000 people and have been named as one of the best credit repair companies in Austin, TX.
6 Best Austin Credit Repair Companies | Expertise
Credit 360 Consulting is a credit repair agency in Austin. The company analyzes clients’ credit reports and assists in identifying and removing inaccurate information. Examples of this include foreclosures, bankruptcy, repossessions, and liens. Credit 360 Consulting also offers credit counseling services.
Credit Repair Austin, TX | Credit Improvement and Credit …
Contact Credit Restoration of Texas in Austin, TX. Take action today with a leader in the credit industry. Contact Credit Restoration of Texas in Austin, TX. Custom Credit Repair Starts $99 per/m
Credit Repair Services | 90 Day Rapid Credit Repair Program
Fast credit repair services in San Antonio and Austin, Texas – Credit 360 Consulting can help by identifying solutions and providing guidance to repair your credit. [email protected] . Toll Free: 1-888-900-5138 . Home; Our Services. Credit Repair …
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Find credit repair service in Austin, TX on Yellowbook. Get reviews and contact details for each business including videos, opening hours and more.
Real Estate Credit Repair Specialist | Credit Repair …
Texas Best Credit Repair, LLC utilizes a multiple phase audit process to have the inaccurate items removed from your credit reports. There are Federal and State laws in place to protect the consumer from inaccurate and unverifiable credit reporting. We assist you in enforcing these laws by implementing our strategy.
Credit Repair – Austin Credit Repair Services and …
Austin, TX Credit Repair Phone 512-893-6666 Email [email protected] 9550 North IH-35 Jarrell, TX 76537. Once you get started with our proven approach to credit restoration education, you can start seeing exciting results in as little as 60 to 90 days. Even better, if you’re not satisfied with the results of our services, we …
Credit Repair Austin,TX
Austin, TX 78748 | Map We provide a 100 Point Guarantee Policy and 6 Month Free Guarantee Policy. We are the only Licensed and Bonded Credit Repair Company in Texas that …
Austin Credit Repair | Blue Water Credit Blue Water Credit
Contact Blue Water credit for all your Austin credit repair needs. We don’t just fix our clients’ credit scores, but improve their lives, offering short-term credit score increases but also ongoing education and lasting financial strategies to help with credit, debt, and other loans.
Credit Repair for Texas | Lexington Law
Lexington Law has worked to help thousands of clients in Texas with our credit repair services. We are eager to continue fighting for a fair and accurate credit report for all.
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#1 Credit Repair Service in Austin TX. Our Credit Repair company in Austin will help you to repair your credit Report. Call us 512-758-6481 for Free consultation
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Credit Repair Services in Austin, TX. You probably know that having bad credit can give you a hard time getting a credit card or applying for a loan, but the repercussions of bad credit go beyond that. Bad credit can make it difficult for you to purchase a home or car or even get a job.
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Home – Austin Texas Credit Repair Services
We’re Not Your Average Credit Repair Company in Austin, Texas. In addition to providing credit restoration services, we are also a financial literacy company teaching and showing you and your family the intricacies of financially stability. Some of our services include: Debt Zero.
- Top Credit Repair Companies in Austin
- How to Get a 700 Credit Score